You can purchase a car without annual figures or BKR testing through a number of Financial Lease providers. This is also possible as a sole trader or as a sole trader. You can also use the car as a private person. With Financial Lease you own the car. Financial lease is in fact a business loan and because you purchase the car for business purposes, there is no BKR review or BKR check required by law. For example, look at Financecaremore, but there are also other providers for a financial lease with a negative BKR.
With Financial Lease you immediately enjoy multiple benefits such as investment deduction, reclaiming VAT and unlimited mileage during the term. You may keep the car at the end of the term.
There are some disadvantages with Financial Lease. For example, it is often necessary to make a down payment. Other costs are also added, such as maintenance, road tax and insurance that are not included. That is true with Private lease. With Financial Lease, you are the owner of the car and the license plate. The car itself works as collateral for the loan.
Financial lease with negative BKR
Although a BKR assessment is not compulsory with business Financial Lease, you will find that many providers do it. This is to look at the risk profile. If you have a negative BKR registration as a private individual and you want to purchase the car for business, then you have a good chance that additional questions will be asked. It is therefore important to have a good financial picture.
Financial lease without annual figures
Moreover, a large proportion of the Financial Lease providers do not mind if you do not have annual figures. If you are self-employed and you have a sole trader, you do not necessarily have to have annual figures to be eligible for a financial lease. If you want to proceed with the purchase of a company car without annual figures, then this is not a problem.
Financial lease occasion without BKR
With Financial Lease you can often choose between the cars that the lease company offers you, but you can also choose a car that you have seen elsewhere. This can also be a second-hand car (occasion), for which a vehicle registration certificate has already been issued to a previous owner.